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A thorough #OpenBanking trends report by Platformable

 New business models via APIs that are not free anymore


­čôŹExamples of Banks that added in 2022 API monetizable Open Banking capabilities & of Banks that have already scaled their offerings

­čôŹ Market-driven versus Regulatory-driven (mandate) Open banking perspectives

­čôŹ A map of Regulatory milestones to watch going forward

­čôŹOverall Open banking growth rate is 8%

­čôŹ Regional breakdown by Open Banking for consumers versus SMEs

­čôŹ A generation of API-driven Fintechs that are home-grown

­čôŹ Globally, 1/3 Open Banking are around payments but OpenFinance that is beyond payments is growing

­čôŹ A growing focus on Embedded finance solutions via Open Finance

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